Download or read book A Dream Defaulted written by Jason N. Houle and published by Harvard Education Press. This book was released on 2022-08-16 with total page 264 pages. Available in PDF, EPUB and Kindle. Book excerpt: A Dream Defaulted explores how the student loan crisis disproportionately affects Black borrowers and why rising student debt is both a cause and consequence of social inequality in the United States. Jason N. Houle and Fenaba R. Addo offer a deft analysis of the growing financial crisis in education, examining its sources and its impacts. Based on more than five years of ongoing qualitative and quantitative research, this incisive work illustrates how the student loan system has not benefited all students equally. The authors tell the story of how first-generation college students, low-income students, and students of color are disadvantaged in two opposing phases of the process: debt accumulation and debt repayment. They further demonstrate that policies intended to mitigate financial burden and prevent default have failed to assist the people who most need help. Houle and Addo present these social and racial disparities within a broader context, tracing how centuries of institutionalized racism have contributed to social and economic inequities, perpetuating the racial wealth gap and leading to intergenerational inequality. Through interviews with borrowers, they illuminate the ways in which racial disparities affect who has college access, how and why people take on debt, and who has the ability to repay student loan debt after leaving college. Recognizing that the affordability crisis cannot be solved by higher education reform alone, Houle and Addo consider solutions. They argue that policy must extend beyond debt reduction and financial aid to address entrenched patterns of racial inequality and racial discrimination, both inside and outside institutions of higher education.
Download or read book A Dream Foreclosed written by Laura Gottesdiener and published by Zuccotti Park Press. This book was released on 2013 with total page 210 pages. Available in PDF, EPUB and Kindle. Book excerpt: A moving exploration of homeownership, freedom, and the American Dream in light of the ongoing financial crisis and mass foreclosure.
Download or read book The Dream Quest of Vellitt Boe written by Kij Johnson and published by Tordotcom. This book was released on 2016-08-16 with total page 105 pages. Available in PDF, EPUB and Kindle. Book excerpt: One of NPR's Best Books of 2016 and a Hugo, Nebula, John W. Campbell, and Locus Award finalist for Best Novella Professor Vellitt Boe teaches at the prestigious Ulthar Women’s College. When one of her most gifted students elopes with a dreamer from the waking world, Vellitt must retrieve her. "Kij Johnson's haunting novella The Dream-Quest of Vellitt Boe is both a commentary on a classic H.P. Lovecraft tale and a profound reflection on a woman's life. Vellitt's quest to find a former student who may be the only person who can save her community takes her through a world governed by a seemingly arbitrary dream logic in which she occasionally glimpses an underlying but mysterious order, a world ruled by capricious gods and populated by the creatures of dreams and nightmares. Those familiar with Lovecraft's work will travel through a fantasy landscape infused with Lovecraftian images viewed from another perspective, but even readers unfamiliar with his work will be enthralled by Vellitt's quest. A remarkable accomplishment that repays rereading." —Pamela Sargent, winner of the Nebula Award At the Publisher's request, this title is being sold without Digital Rights Management Software (DRM) applied.
Download or read book Cohabitation and the Evolving Nature of Intimate and Family Relationships written by Sampson Lee Blair and published by Emerald Group Publishing. This book was released on 2023-12-08 with total page 345 pages. Available in PDF, EPUB and Kindle. Book excerpt: Given the tremendous diversity in cohabiting couples, as well as the increasing prominence of this form of intimate relationships, this volume provides a more thorough comprehension of the structures, effects, and intimate practice of cohabitation around the world.
Download or read book Degrees of Risk written by Blake R. Silver and published by University of Chicago Press. This book was released on 2024-08-12 with total page 247 pages. Available in PDF, EPUB and Kindle. Book excerpt: An ethnographic analysis of how insecurity is at the heart of contemporary higher education. Institutions of higher education are often described as “ivory towers,” places of privilege where students exist in a “campus bubble,” insulated from the trials of the outside world. These metaphors reveal a widespread belief that college provides young people with stability and keeps insecurity at bay. But for many students, that’s simply not the case. Degrees of Risk reveals how insecurity permeates every facet of college life for students at public universities. Sociologist Blake Silver dissects how these institutions play a direct role in perpetuating uncertainty, instability, individualism, and anxiety about the future. Silver examined interviews with more than one hundred students who described the risks that surrounded every decision: which major to choose, whether to take online classes, and how to find funding. He expertly identified the ways the college experience played out differently for students from different backgrounds. For students from financially secure families with knowledge of how college works, all the choices and flexibility of college felt like an adventure or a wealth of opportunities. But for many others, especially low-income, first-generation students, their personal and family circumstances meant that that flexibility felt like murkiness and precarity. In addition, he discovered that students managed insecurity in very different ways, intensifying inequality at the intersections of socioeconomic status, race, gender, and other sociodemographic dimensions. Drawing from these firsthand accounts, Degrees of Risk presents a model for a better university, one that fosters success and confidence for a diverse range of students.
Download or read book Overcoming the Odds written by Jennie E. Brand and published by Russell Sage Foundation. This book was released on 2023-08-31 with total page 327 pages. Available in PDF, EPUB and Kindle. Book excerpt: Each year, millions of high school students consider whether to continue their schooling and attend and complete college. Despite evidence showing that a college degree yields far-reaching benefits, critics of higher education increasingly argue that college “does not pay off” and some students - namely, disadvantaged prospective college goers - would be better served by forgoing higher education. But debates about the value of college often fail to carefully consider what is required to speak knowledgeably about the benefits –what a person’s life might look like had they not completed college, or their college counterfactual. In Overcoming the Odds sociologist Jennie E. Brand reveals the benefits of completing college by comparing life outcomes of college graduates with their college counterfactuals. Drawing on two cohorts of nationally representative data from the Bureau of Labor Statistics National Longitudinal Surveys program, Brand uses matching and machine learning methods to estimate the effects of college completion across students with varying likelihoods of completing four-year degrees. To illustrate her findings, Brand describes outcomes using matched vignettes of college and non-college graduates. Brand shows that four-year college completion enables graduates to increase wages and household income, while also circumventing unemployment, low-wage work, job instability, poverty, and social assistance. Completing college also increases civic engagement. Most of these benefits are larger for disadvantaged than for more advantaged students, rendering arguments that college has limited benefits for unlikely graduates as flawed. Brand concludes that greater long-term earnings, and less job instability and unemployment, and thus more tax revenue, less reliance on public assistance, and high levels of volunteering indicate that public investment in higher education for students from disadvantaged backgrounds yields far-reaching collective benefits. She asserts that it is better for our society when more people complete college. Overcoming the Odds is an innovative and enlightening exploration of how college can transform lives.
Download or read book Supporting College Students of Immigrant Origin written by Blake R. Silver and published by Cambridge University Press. This book was released on 2024-05-31 with total page 493 pages. Available in PDF, EPUB and Kindle. Book excerpt: Explores the higher educational journeys of students of immigrant origin, providing policy, practice, and research implications.
Download or read book Dreams of Awakening Revised Edition written by Charlie Morley and published by Hay House, Inc. This book was released on 2024-08-27 with total page 339 pages. Available in PDF, EPUB and Kindle. Book excerpt: Embark on your journey to psychological and spiritual growth with this revised edition of Charlie Morley’s bestselling exploration of the practice and benefits of lucid dreaming. Dreams of Awakening is a thorough and exciting exploration of lucid dreaming theory and practice within both Western and Tibetan Buddhist contexts. This revised edition includes up-to-date scientific research, new sections on the use of lucid dreaming to aid the treatment of anxiety, panic attacks, nightmares and healing your inner child, together with brand new techniques for day- and night-time practice. Charlie distils wisdom from more than 20 years of personal practice and the lucid dreaming workshops he has taught around the world. Using a three-part structure of Ground, Path and Germination you’ll learn: – the history and transformative benefits of lucid dreaming – techniques for lucid dreaming your way to psychological and spiritual growth – the latest research into the application of lucid dreaming for healing – how to rewire your brain to create new, positive mind states while you sleep This book is for all those who want to wake up to their true potential, both in their dreams and their waking lives.
Download or read book Default written by Gregory Makoff and published by Georgetown University Press. This book was released on 2024 with total page 416 pages. Available in PDF, EPUB and Kindle. Book excerpt: "This is the riveting tale of Argentina's sovereign debt drama, a complicated story that unfolds over 15 years and involves a host of characters, institutions, and issues. The country defaulted on its debt in 2001, restructured it in 2005, and was in court for the ensuing decade. The debt restructuring and the lawsuits that followed have had an outsized impact on sovereign debt law, sovereign debt markets, and sovereign debt policy: Argentina's pending default triggered an intense fight in Washington over the role of the IMF in sovereign debt restructurings; Argentina's default and its losses in court triggered the adoption (and enhancement) of a quasi-bankruptcy feature in sovereign bonds called Collective Action Clauses; the Argentina bond cases generated numerous opinions from the courts relating to what creditors can and can't do to try to collect from a country in defau
Download or read book The Ride of Your Life written by Mike Howerton and published by Baker Books. This book was released on 2014-08-12 with total page 168 pages. Available in PDF, EPUB and Kindle. Book excerpt: We can all remember the first time we learned to ride a bike. That terrible thrill when we first realized Dad had let go of the seat and we were on our own. That first crash and the skinned knees. The life of a Christian is a lot like that. We want to experience the freedom we're promised, so we take a risk, a leap of faith--and sometimes we fall. But just like Dad running alongside of us, God is always there, equipping us, encouraging us, and comforting us. Through the powerful analogy of teaching his son to ride a bike, Mike Howerton lays out five essential life lessons that will help readers recapture a childlike faith and embrace a passionate, adventurous life full of possibilities and promise.
Download or read book Preserving the American Dream written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 2009 with total page 268 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Dreamist written by R. Neville Johnston and published by AuthorHouse. This book was released on 2011 with total page 150 pages. Available in PDF, EPUB and Kindle. Book excerpt: Dreamist is a Future Novel. At the turn of this century, the greatest game show that has ever been created is about to step into a whole new dimension. The story follows the life of Kabel Newstarr, from the heights of delight that the show bestows on a person, to the depths of a hellish war that is being waged against the contestants and the future of our planet. No one suspects the true architect busy at work. Instead they are sleep in their isolation chambers projecting their dreaming bodies and preparing to do battle. The true bonds of brothers and sisters in war are forged as the game gains momentum into its next level. It seems like the show is over but this is just the beginning. Things get much more serious much more rapidly. It looks as though all will be lost and humanity will de-evolve and remain enslaved. When help arrives from an unforeseen unexpected source. It goes where no Sci-Fi has ever gone. The author himself says, "I'm not going to pitch you a lot of hype. This is a fun story that will pull you right through it. You will be a better, more enlightened person and a much greater dreamer at the end. My gratitude for reading." "Dreamist takes off where the movie Inception ended." This book is a dream journal from the future. Read it before you fall asleep. It's story coated education.
Download or read book Why Not Default written by Jerome E. Roos and published by Princeton University Press. This book was released on 2019-02-12 with total page 413 pages. Available in PDF, EPUB and Kindle. Book excerpt: How creditors came to wield unprecedented power over heavily indebted countries—and the dangers this poses to democracy The European debt crisis has rekindled long-standing debates about the power of finance and the fraught relationship between capitalism and democracy in a globalized world. Why Not Default? unravels a striking puzzle at the heart of these debates—why, despite frequent crises and the immense costs of repayment, do so many heavily indebted countries continue to service their international debts? In this compelling and incisive book, Jerome Roos provides a sweeping investigation of the political economy of sovereign debt and international crisis management. He takes readers from the rise of public borrowing in the Italian city-states to the gunboat diplomacy of the imperialist era and the wave of sovereign defaults during the Great Depression. He vividly describes the debt crises of developing countries in the 1980s and 1990s and sheds new light on the recent turmoil inside the Eurozone—including the dramatic capitulation of Greece’s short-lived anti-austerity government to its European creditors in 2015. Drawing on in-depth case studies of contemporary debt crises in Mexico, Argentina, and Greece, Why Not Default? paints a disconcerting picture of the ascendancy of global finance. This important book shows how the profound transformation of the capitalist world economy over the past four decades has endowed private and official creditors with unprecedented structural power over heavily indebted borrowers, enabling them to impose painful austerity measures and enforce uninterrupted debt service during times of crisis—with devastating social consequences and far-reaching implications for democracy.
Download or read book American Dream Deferred written by Frederick W. Gooding Jr. and published by University of Pittsburgh Press. This book was released on 2019-11-27 with total page 363 pages. Available in PDF, EPUB and Kindle. Book excerpt: As the largest employer of one of the world’s leading economic and geo-political superpowers, the history of the federal government’s workforce is a rich and essential tool for understanding how the “Great Experiment” truly works. The literal face of federal policy, federal employees enjoy a history as rich as the country itself, while reflecting the country’s evolution towards true democracy within a public space. Nowhere is this progression towards democracy more apparent than with its internal race relations. While World War II was a boon to black workers, little is known about the nuanced, ongoing struggles for dignity and respect that black workers endured while working these “good, government jobs.” American Dream Deferred challenges postwar narratives of government largess for African Americans by illuminating the neglected stories of these unknown black workers.
Download or read book American Photography and the American Dream written by James Guimond and published by UNC Press Books. This book was released on 1991 with total page 368 pages. Available in PDF, EPUB and Kindle. Book excerpt: Looks at how documentary photographers have contested the idea of the American dream, and discusses the work of Francis Benjamin Johnston, Lewis Hine, Walker Evans, Dorothea Lange, William Klein, Diane Arbus, and Robert Frank
Download or read book Mid session Hearings on the Budget written by United States. Congress. Senate. Committee on the Budget and published by . This book was released on 2005 with total page 268 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book JFK s Death and the Kabbalah written by Joseph Scovitch and published by Fultus Corporation. This book was released on 2009 with total page 357 pages. Available in PDF, EPUB and Kindle. Book excerpt: Basic psycho-pop retelling of the JFK-Dallas story of 1963. We find here strong emphasis on alternative aspects and elements of the Sefirotic Kabbalah, mystic esoterica, meta-history, crypto-spiritualism, quasi-eidetic imagery, secret arcane formula, and related akashic trivia. A remarkable and unforgettable reading assignment and literary investigation, with many new insights, noetic asides, and unexpected surprises.
