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Book Challenges and Prospects of the Ethiopian Microfinance Sector

Download or read book Challenges and Prospects of the Ethiopian Microfinance Sector written by Sintayehu Desalegn Ossa and published by GRIN Verlag. This book was released on 2015-09-16 with total page 17 pages. Available in PDF, EPUB and Kindle. Book excerpt: Research Paper (postgraduate) from the year 2015 in the subject Economics - Finance, grade: Masters, Addis Ababa University (National bank of ethiopia), language: English, abstract: The primary objective of this paper was to identify the root causes of the problems and challenges faced by Ethiopian microfinance sector and to, subsequently, recommend remedial measures. In depth interviews have been used to identify and understand the problems and challenges faced by microfinance institutions. This study depicted that Primary cause for all problems is fund shortage and; in turn, the primary cause for fund shortage is insufficient start up equity capital. In addition, ownership structure is identified as supplementary cause of governance problems. Finally, it is recommended that solving these couple of problems is a must to overcome all challenges of the sector as taking measures on other problems is unlikely to provide long-lasting relief from the undesired effect.

Book Managing Growth of Microfinance Institutions MFIs

Download or read book Managing Growth of Microfinance Institutions MFIs written by Wolday Amha and published by . This book was released on 2007 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book Product Development in the Ethiopian Microfinance Industry

Download or read book Product Development in the Ethiopian Microfinance Industry written by Wolday Amha and published by . This book was released on 2002 with total page 58 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book The Development of Microfinance in Ethiopia

Download or read book The Development of Microfinance in Ethiopia written by Mulat Demeke and published by . This book was released on 2000 with total page 226 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book Microfinance Institutions

Download or read book Microfinance Institutions written by R. Mersland and published by Springer. This book was released on 2015-12-11 with total page 329 pages. Available in PDF, EPUB and Kindle. Book excerpt: Research on MFI performance is still in its infancy. MFIs are hybrid organizations with dual objectives. Performance studies in microfinance are therefore less straightforward compared to performance studies in traditional banking research. This book contains new MFI performance research by top scholars from across the globe.

Book Review of Microfinance Industry in Ethiopia

Download or read book Review of Microfinance Industry in Ethiopia written by Wolday Amha and published by . This book was released on 2000 with total page 60 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book Managing Growth of Microfinance Institutions MFIs

Download or read book Managing Growth of Microfinance Institutions MFIs written by Gebrehiowot Ageba and published by . This book was released on 2006 with total page 88 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book Linking Banks and Microfinance Institutions MFIs in Ethiopia

Download or read book Linking Banks and Microfinance Institutions MFIs in Ethiopia written by Wolday Amha and published by . This book was released on 2007 with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book Mainstreaming Microfinance Institutions MFIs in Food and Income Security

Download or read book Mainstreaming Microfinance Institutions MFIs in Food and Income Security written by Gebrehiowot Ageba and published by . This book was released on 2006 with total page 60 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book Microfinance in Africa

Download or read book Microfinance in Africa written by S. Rajagopalan and published by . This book was released on 2009 with total page 220 pages. Available in PDF, EPUB and Kindle. Book excerpt: Africa is home to some of the poorest and vulnerable populations in the world. The ten poorest countries in the world are in Africa. Sub-Saharan Africa is the region with the highest incidence and greatest depth of poverty in the world. Fewer than one in five adults in Africa has access to the services of a formal or semi-formal financial institution. Microfinance in Africa is growing, though. A broad range of diverse institutions offer financial services to the poor and low-income clients in Africa. These include non-governmental organizations, non-banking financial institutions, cooperatives, credit unions, rural banks, Rotating Savings and Credit Associations (ROSCAs), postal financial institutions and an increasing number of commercial banks. Increasingly, technology is being used to expand microfinance outreach mobile phone banking is one such example. This book provides an overview of the microfinance sector in Africa, reviews the performance and impact of microfinance institutions in the region, and outlines some of the opportunities and challenges that African microfinance has on hand.

Book Recent Experiences of Microfinance Institutions in Ethiopia

Download or read book Recent Experiences of Microfinance Institutions in Ethiopia written by Proceedings of the Bi-Annual Conference on Microfinance Development in Ethiopia, Mekelle, Tigray and published by . This book was released on 2006 with total page 205 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book Microfinance in Ethiopia

Download or read book Microfinance in Ethiopia written by Esayas Bekele Geleta and published by . This book was released on 2010 with total page 335 pages. Available in PDF, EPUB and Kindle. Book excerpt: Over the last two decades microfinance (MF) has been one of the popular and widely adopted development strategies in the majority world. Despite its popularity and prominence, microfinance has been hotly debated. This thesis critically examines three of these contentious issues, namely microfinance{u2019}s potential to reduce poverty, help build social capital and empower women. The thesis provides an in depth study of MF in Ethiopia, one of the poorest countries of sub-Saharan Africa. Among the microfinance institutions (MFIs) in the country, the thesis focuses on ACSI (the Amhara Credit and Savings Institution), which is located in the Amhara region, one of the poorest regions of Ethiopia. Despite this fact, ACSI has emerged as one of the most successful MFIs in the world. From a theoretical point of view, this thesis primarily utilizes Pierre Bourdieu{u2019}s (1986, 1996, 2000) analysis of social capital, in contrast to Robert Putnam{u2019}s (1993, 2000) understanding of this concept that has been very popular and influential throughout the world. In examining the potential of MF to empower women, the thesis is informed by Bourdieu{u2019}s analysis of class structure, while incorporating feminist critiques of his sociology. With regard to philosophical underpinnings, the study is undertaken from a Bourdieusian and feminist position. Research for this thesis was undertaken during the summers of 2007 and 2008 in both rural and urban contexts, namely the Woredas (districts) of Angolela Tera and Debrebrehane, respectively. While the fieldwork was guided by an ethnographic methodology, observation, in-depth interviews and focus group discussions were utilised as methods of data collection. The study examines MF within the wider socio-economic context of Ethiopia. It locates MF within the broader formal and informal financial facilities prevalent in the country. The research provides a critical analysis of the organisational structure and institutional practices of ACSI that have helped it to emerge as the leading MFI in Africa. The thesis looks at the institutional policy frameworks and day to day operations of the organisation vis-à-vis the cultural ideologies and practices of the people of the Amhara region. The key findings of the thesis revealed that livelihoods for many clients of ACSI were improved through accessing finance, running small businesses and generating incomes. However, it cannot be assumed that credit necessarily expands economic capital. On the contrary, the research showed a significant degree of vulnerability and a further impoverishment for some of the credit clients. Moreover, despite the formation of micro-groups for the delivery of micro-loans and centres for collecting voluntary savings, the research findings suggest that MF in the context of ACSI has played an insignificant role in creating new or expanding the pre-existing forms of networks, links and association (social capital) among micro-group members. Rather than bringing about social integration, ACSI{u2019}s system of credit delivery, which incorporates peer enforcement and monitoring, proved to be a source of conflict among many group members. ACSI{u2019}s role in terms of empowering women has also been limited. Cultural ideologies and practices restrict women{u2019}s mobility and property ownership such as land. Women are restricted from a decision making role over the use of loans, management of loans and income generated. They do not also participate in lucrative markets such as cattle markets. When women engage in running micro-business, their domestic roles are not shared. Despite the potential of centre meetings to empower women, women{u2019}s participation is controlled by men. The study showed that the poorest women are the most discriminated against. The thesis fundamentally deconstructed the common simplistic association of credit provision with poverty reduction, social capital and women{u2019}s empowerment.

Book Microfinance Systems

Download or read book Microfinance Systems written by Graham A. N. Wright and published by . This book was released on 2000 with total page 312 pages. Available in PDF, EPUB and Kindle. Book excerpt: This volume addresses the cutting edge issues in micro-finance, including: how far micro-finance can contribute to reducing poverty, enhancing women's status, empowering poor clients and improving the health, nutrition and education of the poor; the role of savings in micro-finance; how to recruit, develop and maintain high-quality clients; and how to replicate successful micro-finance systems.