Download or read book 7 Steps to Get Out of Debt and Build Wealth written by Adeola Omole and published by . This book was released on 2018-09-25 with total page 134 pages. Available in PDF, EPUB and Kindle. Book excerpt: After experiencing a life altering layoff when she was 27, Adeola was forced to deal with her six figure debt. Less than three years later she paid off over $70,000 of consumer debt, then paid off over $320,000 on her mortgage. She is now debt free, has a net worth over $1,000,000, and lays out the steps to financial freedom in her book.

Download or read book Baby Steps Millionaires written by Dave Ramsey and published by Ramsey Press. This book was released on 2022-01-11 with total page 312 pages. Available in PDF, EPUB and Kindle. Book excerpt: You Can Baby Step Your Way to Becoming a Millionaire Most people know Dave Ramsey as the guy who did stupid with a lot of zeros on the end. He made his first million in his twenties—the wrong way—and then went bankrupt. That’s when he set out to learn God’s ways of managing money and developed the Ramsey Baby Steps. Following these steps, Dave became a millionaire again—this time the right way. After three decades of guiding millions of others through the plan, the evidence is undeniable: if you follow the Baby Steps, you will become a millionaire and get to live and give like no one else. In Baby Steps Millionaires, you will . . . *Take a deeper look at Baby Step 4 to learn how Dave invests and builds wealth *Learn how to bust through the barriers preventing them from becoming a millionaire *Hear true stories from ordinary people who dug themselves out of debt and built wealth *Discover how anyone can become a millionaire, especially you Baby Steps Millionaires isn’t a book that tells the secrets of the rich. It doesn't teach complicated financial concepts reserved only for the elite. As a matter of fact, this information is straightforward, practical, and maybe even a little boring. But the life you'll lead if you follow the Baby Steps is anything but boring! You don’t need a large inheritance or the winning lottery number to become a millionaire. Anyone can do it—even today. For those who are ready, it’s game on!

Download or read book Financial Peace written by Dave Ramsey and published by Lampo. This book was released on 2002-01-01 with total page 268 pages. Available in PDF, EPUB and Kindle. Book excerpt: Dave Ramsey explains those scriptural guidelines for handling money.

Download or read book The Total Money Makeover Classic Edition written by Dave Ramsey and published by Thomas Nelson. This book was released on 2013-09-17 with total page 266 pages. Available in PDF, EPUB and Kindle. Book excerpt: Do you want to build a budget that actually works for you? Are you ready to transform your relationship with money? This New York Times bestseller has already helped millions of people just like you learn how to develop everyday money-saving habits with the help of America's favorite personal finance expert, Dave Ramsey. By now, you've already heard all of the nutty get-rich-quick schemes and the fiscal diet fads that leave you with a lot of quirky ideas but not a penny in your pocket. If you're tired of the lies and sick of the false promises, Dave is here to provide practical, long-term help. The Total Money Makeover is the simplest, most straightforward game plan for completely changing your finances. And, best of all, these principles are based on results, not pie-in-the-sky fantasies. This is the financial reset you've been looking for. The Total Money Makeover: Classic Edition will give you the tools and the encouragement you need to: Design a sure-fire plan for paying off all debt--from your cars to your home and everything in between using the debt snowball method Break bad habits and make lasting changes when it comes to your relationship with money Recognize the 10 most dangerous money myths Secure a healthy nest egg for emergencies and set yourself up for retirement Become financially healthy for life Live like no one else, so later you can LIVE (and GIVE) like no one else! This edition of The Total Money Makeover includes new, expanded "Dave Rants" that tackle marriage conflict, college debt, and so much more. The Total Money Makeover: Classic Edition also includes brand new back-of-the-book resources to help you make The Total Money Makeover your new reality.

Download or read book 5 Simple Steps to Financial Freedom written by Dan Willis and published by Whitaker House. This book was released on 2019-01-08 with total page 96 pages. Available in PDF, EPUB and Kindle. Book excerpt: As a young and naïve pastor, Dan Willis maxed out twenty-three credit cards and ruined his credit to support his ministry. It wasn’t until massive debt caused the cards to stop working that he realized that God never asked him to do this. Through his candor and honesty, Dan reveals the five steps God showed him to get out of debt: stop spending, create a budget, develop a debt payoff plan, begin saving, and repair bad credit. This led him to becoming a thriving and financially-free ministry. Now, Dan is on a mission to teach this to the world. Using biblical principles, but not relying on miracles or “name-it-and-claim-it” theology, Dan provides easy-to-follow, practical steps that can be used by anyone to escape financial bondage. Finally, he encourages readers to use their financial freedom to help others and advance God’s kingdom, and to use their newfound fiscal wisdom to store up wealth. Without shaming those who struggle financially, 5 Simple Steps to Financial Freedom is the perfect combination of spiritual wisdom and practical advice for those who desperately need it.

Download or read book Get the Hell Out of Debt written by Erin Skye Kelly and published by Post Hill Press. This book was released on 2021-07-20 with total page 307 pages. Available in PDF, EPUB and Kindle. Book excerpt: Erin Skye Kelly wrote Get the Hell Out of Debt after her own struggle to become consumer-debt free. She was tired of listening to middle-aged men in suits tell her to consolidate and refinance her debt when all that seemed to happen was she’d end up in more of it while they profited from it. When Kelly figured out the two most important tools to money management—and started achieving massive results—other women wanted to join in on the debt-free journey. With her sense of humor and straight-shooting sensibilities, Erin began transforming lives. This book is not only a step-by-step process that will walk you through how to pay off your debt—it’s a deeply personal journey centered around changing your mindset. As you master each of the three phases through repetition, you will create your own financial freedom, allowing you to live debt-free forever and create wealth and abundance that will positively impact your life—and the people you love and serve. No matter how much consumer debt you carry, this book is a judgment-free zone from cover-to-cover. Your dreams are welcome here.

Download or read book Everyday Millionaires written by Chris Hogan and published by . This book was released on 2019 with total page 250 pages. Available in PDF, EPUB and Kindle. Book excerpt: Hogan shows that God's way of managing money really works. Millionaire status doesn't require inheriting a bunch of money or having a high-paying job. The path to becoming a millionaire is paved with tools that you either already have or that you can learn. Take personal responsibility; practice intentionality; be goal-oriented, a hard worker; and be consistent. If you adopt this mindset, you, too, can become a millionaire. -- adapted from foreword and introduction

Download or read book Get Out of Debt Step by Step Guide for How to Make More Money Simple Steps Plan to Change Your Relationship With Money written by Theron McFadden and published by Theron McFadden. This book was released on with total page 94 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you’re working at getting out of credit card debt, it can feel like you’re putting in a lot of effort but not getting anywhere. However, every effort you make counts, and every dollar you put toward your debt is a small step in the right direction. There are also some things you can do to make the process of getting out of credit card debt go faster. If you’re in over your head and your best efforts don’t seem to be enough, try one of the strategies below to make your debt load a little lighter. Here Is A Preview Of What You'll Learn... • Bad Debt vs Good Debt • Cash Flow Is King • The Masses Won't Agree With You • Beware Of Your Friends And Family • Start Small • What Are You Passionate About • If It Was Easy Everyone Would Do It • Only One Way Of Making Money Is Ridiculous • Much, much more! Discover today how to get out of debt fast and build sustainable wealth for the rest of your life. Taking on debt has become the norm that many acquire everything they want with debt. Millions of people do not realize how bad their financial health can get until it starts affecting their family and loved ones. Being in this state can damage your relationships, damage your health and limit your chances of success.

Download or read book Your Money 101 Workbook written by Curtis Mays and published by . This book was released on 2020-01-07 with total page 130 pages. Available in PDF, EPUB and Kindle. Book excerpt: DECIDING TO SAVE MONEY AND BE DEBT FREE - ONCE AND FOR ALL WAS THE BEST DECISION WE EVER MADE.Maybe some of this sounds familiar to you...Before deciding to become FINANCIALLY INDEPENDENT we were: Carrying almost $1,ooo,ooo.oo in debtDrowning with six-figure student loan debtLiving pay-check to pay-checkMaking really good money - but had nothing to show for itClose to ZERO in retirement savedNo way to help our children attend collegeAFRAID of our financial future and the legacy we were going to leave our childrenThen, just like you have today, we made the life-changing decision. We were going to re-write the ending of our story. We would become FINANCIALLY INDEPENDENT before we turned 55 and leave a legacy for our kids!We want to share with you the same strategy and tools we used to: Get rid of $650,000.00 in debtBecome consumer debt-freeStop living pay-check to pay-checkIncreased our savings rate to 30%Have an emergency fundDecreased our monthly spending by thousandsNo gimmicks - simply practical steps anyone can follow. We want to help you become Financially Independent. To be DEBT FREE. To SAVE MORE. To SPEND LESS. and to INCREASE YOUR INCOME, so that you can live LARGE on less. We want you to live joyful and full lives - not burdened by the worry of money. We want you to find the same HOPE that we found just a few years ago. We are glad you're here!

Download or read book Debt Free Blueprint written by Laura D. Adams and published by Laura D. Adams. This book was released on 2018-11-16 with total page 147 pages. Available in PDF, EPUB and Kindle. Book excerpt: Tired of feeling stressed about growing debt balances, out-of-control finances, and an uncertain future? Don’t try to get out of debt without this book! Debt-Free Blueprint: How to Get Out of Debt and Build a Financial Life You Love is an easy-to-follow guide to eliminate debt faster than you ever thought possible and create the financial future you deserve. Laura D. Adams is the award-winning author of Money Girl's Smart Moves to Grow Rich and host of the top-rated Money Girl podcast since 2008. She's helped millions of loyal fans grow rich with her savvy and down-to-earth financial advice. She gives guidance in bite-size chunks that are easy to understand and implement so you can eliminate debt faster than you ever thought possible. Let Laura show you how to take control of your finances, stop worrying about money, and build a life you truly love. Debt-Free Blueprint walks you through the process of getting out of debt, using helpful examples and often-overlooked techniques, strategies, and programs. You’ll learn how to make financial decisions with confidence and financially feel secure about your future. In this book, you’ll discover how to: • Get out of debt faster, even if you don’t have extra money • Bridge the gap between your current reality and where you want to be • Create a simple but effective debt reduction plan to guide your life • Prioritize and tackle debt in the right order • Settle and negotiate a debt for less than you owe • Optimize debt so it costs less and allows you to pay it off sooner • Find government programs that make debts more affordable • Manage student loans more effectively so they fit into your budget • Reduce money stress so you achieve more and build a financial life you love If you like detailed tips, helpful examples, concise strategies, and inspiration from a friendly and nonjudgmental teacher, you’ll love learning from Laura. Purchase Debt-Free Blueprint to get out of debt faster so you can quit worrying and start building the financial future you've dreamed about and deserve!

Download or read book Dave Ramsey s Complete Guide to Money written by Dave Ramsey and published by Ramsey Press. This book was released on 2012-01-01 with total page 365 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you’re looking for practical information to answer all your “How?” “What?” and “Why?” questions about money, this book is for you. Dave Ramsey’s Complete Guide to Money covers the A to Z of Dave’s money teaching, including how to budget, save, dump debt, and invest. You’ll also learn all about insurance, mortgage options, marketing, bargain hunting and the most important element of all―giving. This is the handbook of Financial Peace University. If you’ve already been through Dave’s nine-week class, you won’t find much new information in this book. This book collects a lot of what he’s been teaching in FPU classes for 20 years, so if you’ve been through class, you’ve already heard it! It also covers the Baby Steps Dave wrote about in The Total Money Makeover, and trust us―the Baby Steps haven’t changed a bit. So if you’ve already memorized everything Dave’s ever said about money, you probably don’t need this book. But if you’re new to this stuff or just want the all-in-one resource for your bookshelf, this is it!

Download or read book Debt Free Blueprint written by Jake Robbins and published by Jake Robbins. This book was released on with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt: Have you found yourself in this position before? You work hard; you think that you are doing right by your money, yet there never seems to be enough? Does your money just up and leave you? Take it from me. I truly understand what it means to look at your bank account and have that sinking feeling in the pit of your stomach. You may be looking at my credentials thinking, "what does this guy know about the pain of watching your hard-earned money flow right out of your pockets?" I can assure you that I have been in your shoes. You’re no longer a slave to bad debt. Student loans, your mortgage, car loans, and credit card debt are all in the past. Creditors aren’t bothering you. You finally have enough cash to pay for necessities every month, and can afford some fun stuff too. You can give money to causes that are important to you, and help out your loved ones when they need you. Your net worth is growing, and your sense of financial security gets better every day. You simply don’t have to worry about money anymore. Well guess what? All of that can be your reality. You have the power to make that happen. And here’s the thing. It isn’t as hard to accomplish as you may think. It begins here, with one simple thing that will completely transform your finances, now and forever. You get rid of your debts, transform your finances, and use the money that’s been freed up to build your wealth. You’re about to see simple ways to get rid of the bad debts that are ruining your cash flow.

Download or read book The 21 Day Financial Fast written by Michelle Singletary and published by Zondervan. This book was released on 2014-01-07 with total page 257 pages. Available in PDF, EPUB and Kindle. Book excerpt: Whether you're living paycheck to paycheck or just trying to make smarter financial choices, let award-winning writer and Washington Post columnist Michelle Singletary show you the practical steps you need to take for the financial peace you long for. In The 21-Day Financial Fast, Michelle proposes a field-tested financial challenge: for twenty-one days, put away your credit cards and buy only the barest essentials. What happens next will forever change the way you think about wealth. With Michelle's guidance, you'll discover how to: Break bad spending habits Plot a course to become debt-free with the Debt Dash Plan Avoid the temptation of overspending for college Learn how to prepare elderly relatives and yourself for future long-term care expenses Be prepared for any contingency with a Life Happens Fund Stop worrying about money and find the priceless power of financial peace Join the thousands of others who have already discovered practical ways to achieve financial freedom and experience what it truly means to live a life of financial peace and prosperity.

Download or read book Getting Out Of Debt written by Michael Steven and published by . This book was released on 2020-10-04 with total page 124 pages. Available in PDF, EPUB and Kindle. Book excerpt: Get your finances in order, pay off all debt, and finally have peace of mind... Have you been feeling anxious and losing sleep, worrying about paying just the minimum monthly payment on all your bills? Have you been avoiding phone calls, fearing that it may be debt collectors calling? Have you stopped opening your mail because you feel so overwhelmed with all the bills you have to pay? Living with all this fear and anxiety takes a toll on your physical and mental health, which can affect your relationships, your career and your future. In fact, you are probably having a hard time even visualizing the future, let alone plan for it, when you are struggling to get by today. You don't have to live like this for the rest of your life. And waiting to get started will only make it more difficult to get out. You can take small steps today to start working your way towards fixing your finances and finally paying off your debt. In Getting Out of Debt, you will discover: The harmful mindsets that keep you stuck in a vicious debt cycle, and how to get out of it An easy-to-follow guide showing you exactly how to start fixing your finances The simple trick that will give you at least $200 extra cash each month The #1 thing you must do before paying off debt What Warren Buffett has done for over 60 years that you can easily do today to avoid future debt Proven debt payment strategies recommended by personal finance experts to slash your debt significantly every month When you can borrow again (it's not never!) And much more. You may have doubts right now, and that's perfectly normal. You've been living with debt for so long that you can't imagine what life would be like without it. But it is possible. Even if you live on a low income... Even if you have a family to support... Even if you don't know where to start... By taking your first step now, you will be one paid bill closer to freedom, and one deep breath closer to a life without financial burdens. If you want to fix your finances and stop living with debt-related anxiety and stress, then scroll up and click the "Add to Cart" button right now.

Download or read book Get Good with Money written by Tiffany the Budgetnista Aliche and published by Rodale Books. This book was released on 2021-03-30 with total page 370 pages. Available in PDF, EPUB and Kindle. Book excerpt: NEW YORK TIMES, WALL STREET JOURNAL, AND USA TODAY BESTSELLER • A ten-step plan for finding peace, safety, and harmony with your money—no matter how big or small your goals and no matter how rocky the market might be—by the inspiring and savvy “Budgetnista.” “No matter where you stand in your money journey, Get Good with Money has a lesson or two for you!”—Erin Lowry, bestselling author of the Broke Millennial series Tiffany Aliche was a successful pre-school teacher with a healthy nest egg when a recession and advice from a shady advisor put her out of a job and into a huge financial hole. As she began to chart the path to her own financial rescue, the outline of her ten-step formula for attaining both financial security and peace of mind began to take shape. These principles have now helped more than one million women worldwide save and pay off millions in debt, and begin planning for a richer life. Revealing this practical ten-step process for the first time in its entirety, Get Good with Money introduces the powerful concept of building wealth through financial wholeness: a realistic, achievable, and energizing alternative to get-rich-quick and over-complicated money management systems. With helpful checklists, worksheets, a tool kit of resources, and advanced advice from experts who Tiffany herself relies on (her “Budgetnista Boosters”), Get Good with Money gets crystal clear on the short-term actions that lead to long-term goals, including: • A simple technique to determine your baseline or “noodle budget,” examine and systemize your expenses, and lay out a plan that allows you to say yes to your dreams. • An assessment tool that helps you understand whether you have a “don't make enough” problem or a “spend too much” issue—as well as ways to fix both. • Best practices for saving for a rainy day (aka job loss), a big-ticket item (a house, a trip, a car), and money that can be invested for your future. • Detailed advice and action steps for taking charge of your credit score, maximizing bill-paying automation, savings and investing, and calculating your life, disability, and property insurance needs. • Ways to protect your beneficiaries' future, and ensure that your financial wishes will stand the test of time. An invaluable guide to cultivating good financial habits and making your money work for you, Get Good with Money will help you build a solid foundation for your life (and legacy) that’s rich in every way.

Download or read book 7 Steps to Wealth written by John L. Fitzgerald and published by John Wiley & Sons. This book was released on 2018-03-16 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: Get the most out of property investment and secure your financial future 7 Steps to Wealth is the only real estate book in Australia endorsed by three of Australia's property billionaires. It shares John L. Fitzgerald's own 35-year proven property strategy, supported statistically and with real life case studies from readers of earlier editions. Now in its 8th edition the book is completely up-to-date with the latest census data, location criteria and growth forecasts. Most importantly the book exposes the difference between property and real estate, proving that it’s only the land that appreciates and that the buildings that sit on the land actually depreciate. Indeed 7 Steps to Wealth uses Warren Buffet’s secret of compound growth but adapted for Australian property investors. Fitzgerald proves that certain residential land is Australia's best growth asset –– and will continue to be given current record population growth. • Unlock the secret power of compound growth and make it work for you • Avoid the common mistakes that most property investors make • Read case studies and testimonials from millionaires using the 7 step strategies • Understand how to safely build wealth in property, be cashflow positive and still get a tax deduction. With Australia's record population growth, there is no better time for Australians to use this proven strategy to safely build wealth for a comfortable retirement, one that doesn’t mean relying on government welfare.

Download or read book The Modern Couple s Money Guide written by Lesley-Anne Scorgie and published by Dundurn. This book was released on 2016-04-30 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt: Don’t let financial woes break the bank — or your heart! So you’ve met the love of your life and have settled down. Or perhaps you’re planning a splashy wedding, expecting your first child, or buying a chic house together. Life is fantabulous! The trick is keeping it that way. Money matters are the number one cause of separation and divorce in North America and you can avoid heartache by learning how to merge, manage, and grow your finances together. Bestselling author Lesley-Anne Scorgie helps couples build a powerful financial, personal, and professional foundation by following these seven steps to build wealth together: Get on the same page Scrap your emotions and sort out your accounts Curb overspending Get the hell out of debt Own the walls you live in Invest like a pro Design your master money plan Whether you’re rich, poor, or just getting by, The Modern Couple’s Money Guide will show you the key steps needed to reach your financial potential together.